Primary Health Partners Focuses on Your Health!
Direct primary care (DPC) is based on the idea that better care can be delivered much more affordably by separating primary care from traditional insurance.
Imagine if we insured our car the way we insure ourselves.
You don't charge the little and variable expenses to insurance. We pay for those out of our own pocket. Save the big expenses, like collisions, for insurance. Applying every small charge to insurance would inflate the cost of owning a car to unreasonably high levels! By paying out of our own pocket we maintain the ability to plan and negotiate. There is an incentive for businesses to keep their costs low.
If you apply this idea to your health care: the small "vehicle expenses" are like primary care. You need insurance for the big things—the collisions. These are unplanned catastrophes that are costly and can damage an expensive asset (like our car or ourselves). Immunizations, routine labs, pap smears, counseling about chronic illness… you are better off negotiating for these services outside of insurance.
When you do, you can plan. And you can save.